SPECIMEN OF COMMON STOCK CERT. OF THE CO.

Published on February 12, 1998



EXHIBIT 4.1

The Corporation will furnish to any stockholder on request and without charge a
full statement of the designations and any preferences, conversion and other
rights, voting powers, restrictions, limitations as to dividends,
qualifications, and terms and conditions of redemption of the stock of each
class which the Corporation is authorized to issue, of the differences in the
relative rights and preferences between the shares of each series of a preferred
or special class in series which the Corporation is authorized to issue, to the
extent they have been set, and of the authority of the Board of Directors to set
the relative rights and preferences of subsequent series of a preferred or
special class of stock. Such request may be made to the secretary of the
Corporation or to its transfer agent.

The securities represented by this certificate are subject to restrictions on
Beneficial and Constructive Ownership and Transfer for the purpose of the
Corporation's maintenance of its status as a Real Estate Investment Trust under
the Internal Revenue Code of 1986, as amended (the "Code"). Except as otherwise
provided in the Charter of the Corporation, (1) no Person may Beneficially Own
or Constructively Own shares of Equity Stock in excess of 9.8% (in value or
number) of the outstanding Capital Stock of the Corporation; or (2) there shall
be no Transfer or other event that would cause a violation of the Ownership
Limit, that would result in Equity Stock of the Corporation being Beneficially
Owned by fewer than 100 persons or that would result in the Corporation's being
"closely held" under section 856(h) of the Code. Any Person who violates, or
attempts to Beneficially Own or Constructively Own shares of Equity Stock in
excess of, the above limitations must immediately notify the Corporation in
writing. If the restrictions on transfer or ownership are violated, the shares
of Equity Stock represented hereby will be automatically converted into shares
of Excess Stock which will be held in trust for the benefit of one or more
Charitable Beneficiaries as provided in the Charter. In addition, upon the
occurrence of certain events, attempted Transfers in violation of the
restrictions described above may be void ab initio. All capitalized terms in
this legend have the meanings defined in the Charter of the Corporation, as the
same may be amended from time to time, a copy of which, including the
restrictions on transfer and ownership, will be furnished to each holder of
Capital Stock of the Corporation on request and without charge.

Keep this certificate is a safe place. If it is lost, stolen, or destroyed, the
Corporation will require a bond of indemnity as a condition to the issuance of a
replacement certificate.


The following abbreviations, when used in the inscription on the face of this
Certificate, shall be construed as though they were written out in full
according to applicable laws or regulations:

TEN COM
TEN ENT
JT TEN



as tenants in common
as tenants by the entireties
as joint tenants with right
of survivorship and not as tenants
in common


UNIF GIFT MIN ACT Custodian
(Cust)
(Minor)
under Uniform Gifts to Minors
Act
(State)

Additional abbreviations may also be used though not in the above list.

For value received, hereby sell, assign and transfer unto

PLEASE INSERT SOCIAL SECURITY OR OTHER
IDENTIFYING NUMBER OF ASSIGNEE

(PLEASE PRINT OR TYPEWRITE NAME AND ADDRESS, INCLUDING ZIP CODE, OF ASSIGNEE)

shares
of the capital stock represented by the within Certificate, and do hereby
irrevocably constitute and appoint

Attorney

to transfer the said stock on the books of the within named corporation with
full power of substitution in the premises.
Dated

NOTICE:

THE SIGNATURE TO THIS ASSIGNMENT MUST CORRESPOND WITH THE NAME AS WRITTEN UPON
THE FACE OF THE CERTIFICATE IN EVERY PARTICULAR, WITHOUT ALTERATION OR
ENLARGEMENT OR ANY CHANGE WHATEVER.